Is there any sex chats that you don t use a credit card for
You can return certain items, but what do you do if the merchant won’t give you a refund?
What do you do if you don’t even recognize a charge on your statement? A chargeback from your credit card issuer gives you a refund when you’ve been wronged in a transaction and the retailer won’t give you back your money.
Before you call, you might also want to check your records for any rights you may have unintentionally signed away.
For example, if you’re disputing work done on your home, check the contract you signed.
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If you do pay the charge you’re disputing, though, you can still have the money refunded through the chargeback process as long as you’re following the rules for billing errors.“I would say get your complaint in as fast as possible,” says Sherry.That said, if you do only notice a billing error after a few months, you may have some leeway.“If the issue isn’t resolved with the merchant, then the customer should call us and file a dispute,” says Amanda Landers, spokeswoman at Capital One. Emails to the seller, ads for the item in question or proof that it was returned are all helpful forms of evidence.You may need to provide copies of them to the credit card issuer.
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Discover’s Dispute a Charge page, for example, states cardholders have 120 days from the transaction date to open a dispute online.