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Here at Earnest, the entire application process is online, and you could have your new low interest rate loan in less than a week.
Your new lender will pay off these old loans, and voila, you have a shiny new refinanced student loan.
Older versions may limit your ability to access some of this site's functionality. Learn More Download the newest version of Microsoft Internet Explorer by refinancing and consolidating all your private and government, and undergraduate and graduate loans, into one affordable loan. Refinancing student loans could make a big difference in your monthly budget.
Lower your interest rate, reduce your monthly payment, fix a variable-rate, even remove a cosigner to gain financial independence and control. When you refinance multiple student loans, you combine several payments into one and potentially lower your total monthly payment.
You can often choose between a fixed or variable rate loan when refinancing.
There are many reasons to consider refinancing your student loan debt: Student loan refinancing rewards your financial progress and can save you money over the life of the loan.
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Like other forms of debt, you can refinance a student loan (both private student loans and federal student loans are eligible for refinancing).